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The Bilt 2.0 Product Disaster
A case study in what not to do when your product has to get worse.
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A case study in what not to do when your product has to get worse.
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Why are you still writing PRDs? I've spent a large part of my career writing product requirement documents. Writing them, updating them, and maintaining them as they "evolved" was a real time sink. The goal was always the same: make sure you're building the
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Last month my check engine light came on. A year ago, I would have driven to the mechanic, described the light, and waited for a diagnosis I couldn't evaluate. Or maybe I'd have tried YouTubing it, Googling it, reading the manual, then given up and gone
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A growing share of bank customers hold real savings outside the traditional system. The institutions that learn to see it will win the next generation of lending.
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Every year I write this to see where my thinking held up — and where it didn’t. A candid look back at 2025 and how it’s shaping my view of what comes next.
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Bitcoin’s price may have stalled in 2025, but the foundations didn’t. Behind the sideways charts, policy clarity, institutional adoption, and real products quietly pushed Bitcoin closer to the financial mainstream than ever before.
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What drives me every day at Hoseki: building tools that help people see their savings as a better future — something that can be used on their own terms, for the things that matter most to them.
Bitcoin is the best form of capital ever created, and financialization is how it unlocks opportunities once reserved for the wealthy. The tools emerging today are only the beginning
2024 Prediction Reflections Politics Democrats & 2024 Election * “Democrats’ attempt to stifle democracy will likely put Trump in the White House. If not, some real sketchy stuff would need to happen to keep him out.” This prediction was exactly right. The assassination attempt on Trump seemed to be the final
Today is Election Day here in the US, and it's a big deal. As of now, this is my bet on the vote: For myself, as I did in 2020, I will be voting for Donald Trump. My biggest reasons for this are as follows: 1. Dismantling the
I would say we should have civics tests, but I probably wouldnt trust who would administer them.
What are we gaining for these drawn-out legal battles?
Martyrmade living up to his name in the name of history.
Redefining Success Through Community and Legacy
Why the AI decel movement is dangerous and bad for our future
Tech companies are selling and using your data for AI, but should it be theirs to profit from?
Building the foundations for Bitcoin's Financial Future
It’s weird watching Apple decay in real-time.
One of my favorite Christmas movies is 'It's a Wonderful Life.' The end is so heartwarming, and being such a Bitcoiner, I find it interesting that the movie's premise centers around the issues of fractional reserve banking. Bedford Falls reminds me of where I