Essays
Bitcoin Is Losing the Payments War
Why Bitcoin is losing the payments race and how we fix it
Latest
blog
Coinbase Credit Card: A Six-Month Review
How does the highest Bitcoin-back card on the market hold up as a daily driver?
blog
The Bilt 2.0 Product Disaster
A case study in what not to do when your product has to get worse.
blog
Stop Writing PRDs
Why are you still writing PRDs? I've spent a large part of my career writing product requirement documents. Writing them, updating them, and maintaining them as they "evolved" was a real time sink. The goal was always the same: make sure you're building the
blog
AI is a Superpower, Actually
Last month my check engine light came on. A year ago, I would have driven to the mechanic, described the light, and waited for a diagnosis I couldn't evaluate. Or maybe I'd have tried YouTubing it, Googling it, reading the manual, then given up and gone
blog
How Banks Can Responsibly Adopt Digital Assets
A growing share of bank customers hold real savings outside the traditional system. The institutions that learn to see it will win the next generation of lending.
blog
A Year in Review: 2025 Reflections and 2026 Thinking
Every year I write this to see where my thinking held up — and where it didn’t. A candid look back at 2025 and how it’s shaping my view of what comes next.
blog
2025 Digital Asset Year in Review
Bitcoin’s price may have stalled in 2025, but the foundations didn’t. Behind the sideways charts, policy clarity, institutional adoption, and real products quietly pushed Bitcoin closer to the financial mainstream than ever before.
blog
Bitcoin: The Superior Reserve Asset
What drives me every day at Hoseki: building tools that help people see their savings as a better future — something that can be used on their own terms, for the things that matter most to them.
blog
Bitcoin Financialization Is Accelerating
Bitcoin is the best form of capital ever created, and financialization is how it unlocks opportunities once reserved for the wealthy. The tools emerging today are only the beginning
blog
2024 Reflections & 2025 Predictions
2024 Prediction Reflections Politics Democrats & 2024 Election * “Democrats’ attempt to stifle democracy will likely put Trump in the White House. If not, some real sketchy stuff would need to happen to keep him out.” This prediction was exactly right. The assassination attempt on Trump seemed to be the final
blog
Election Prediction & My Vote
Today is Election Day here in the US, and it's a big deal. As of now, this is my bet on the vote: For myself, as I did in 2020, I will be voting for Donald Trump. My biggest reasons for this are as follows: 1. Dismantling the
blog
Quick Thoughts on the Electoral College
I would say we should have civics tests, but I probably wouldnt trust who would administer them.
Essays
Antitrust in Tech: A Case for the Government to Stay out of it
What are we gaining for these drawn-out legal battles?
blog
What makes a Historian?
Martyrmade living up to his name in the name of history.
blog
Beyond Wealth
Redefining Success Through Community and Legacy
Essays
Embracing AI: A Case for AI Accelerationism
Why the AI decel movement is dangerous and bad for our future
blog
Whose data is it anyway?
Tech companies are selling and using your data for AI, but should it be theirs to profit from?
blog
Embracing a New Chapter: My Journey to CTO of Hoseki
Building the foundations for Bitcoin's Financial Future
blog
Apple Vision Pro
It’s weird watching Apple decay in real-time.
blog
Small Towns and Pottersville
One of my favorite Christmas movies is 'It's a Wonderful Life.' The end is so heartwarming, and being such a Bitcoiner, I find it interesting that the movie's premise centers around the issues of fractional reserve banking. Bedford Falls reminds me of where I
blog
EOY 2023 Reflections and Predictions
2023 reflections and 2024 predictions from a humble pleb
blog
Wen beauty?
Quick thoughts on the state of 'beauty' and how my recent trip to Europe left me with some questions.
blog
Life Isn’t Meant To Be Easy
One of the more damaging mindsets I was lucky to grow out of was the belief that life should be easy. This thinking is a common view today. We live in a world where the quality of life can be comfortable with minimal effort. This is a luxury belief that
blog
I’m Becoming a Climate Skeptic
Knowledge is power
blog
2023 Predictions — Predictions are dumb
If there is anything I have learned from the first month of this year, it is that predictions for it are dumb. No one knows what is happening. So that is my prediction for 2023, that to do it for this year would be stupid. The whole reason this year
2023-predictions
Biggest Political Winner
Following on the back of the political loser, what I think will transpire from wrecking this 'entitled white-collar millennial class' is the calling for more help. So because of that, my biggest political winner of 2023 will be: Biggest Political Winner —> Socialism What is one place
2023-predictions
Biggest Political Loser
If I were an optimist, I would start this out in reverse, but since I am not, the first category I will tackle is 2023’s biggest political loser. Biggest Political Loser —> Millennials Am I a millennial? Yes, but try not to take that as bias. This year is
2023-predictions
2023 Predictions
Over the next few weeks, I will release a series of predictions for 2023. Inspiration came from the All-in Pod, and I will use their structure as a framework. I will change it slightly but use it as a baseline. You can find all articles in the series here
technology
Hey Google — Navigate To Wigan Pier
Why tech unionization and the AWU are remarkably stupid.
blog
The Real Great Reset
My case for optimism for the future of our governing class
blog
What is Maturity?
Where are all the adults in the room? That is a question currently being asked on both sides of the aisle politically and in many situations in everyday life. Why has this become an issue? I currently contribute to a "male mentorship" group that does its best to